pf4000

Track your cashflow and balances month by month. Connect your bank, or go manual. No AI, no fluff.

Balance Tracking
pf4000
BalancesCashflow
Total Balance
$16,590
across 3 accounts
Total Minimum
$3,500
2 accounts with mins
Cushion
+$4,230
Above minimum
AccountJanFebMarAprMayJun
Chase CheckingMin: $1,500$5,200$4,800$5,100$4,920$5,340
BofA SavingsMin: $2,000$2,300$1,200$2,800$3,100$2,650
Schwab Money MktNo minimum$8,400$8,400$8,600
202620252024
Cashflow Tracking
pf4000
BalancesCashflow
Avg Income
$3,260
per month
Avg Expenses
$2,110
per month
Avg Net
+$1,150
per month
Credit Cards
JanFebMarAprMay
Income$3,200$3,200$3,400$3,200$3,300
Expenses$2,100$1,900$2,300$2,050$2,200
Net+$1,100+$1,300+$1,100+$1,150+$1,100
Checking
JanFebMarAprMay
Income$5,000$5,000$5,000$5,000$5,000
Expenses$3,800$4,100$3,600$3,900$3,750
Net+$1,200+$900+$1,400+$1,100+$1,250
202620252024

Cashflow

Income vs expenses, grouped by account tag, month by month. See your net at a glance.

Balances

Connect via Plaid or enter manually. Color-coded against your minimums so you know when you're running low.

Transactions

Add manually or import CSV. Exclude, edit, or delete anything. Click any cell to drill into the details.

Simple Pricing

Choose the plan that works best for you

Starter
Perfect for personal finance tracking
$8/month
  • Connect up to 5 accounts
  • Monthly email reports
  • Bank balance tracking
  • Transaction analysis
  • CSV exports
Get Started
Most Popular
Pro
For serious wealth builders
$19/month
  • Unlimited account connections
  • Daily email reports
  • Advanced analytics & forecasting
  • Custom account tags
  • Manual transaction entry
  • Priority support
Get Started

FAQ

Common questions

Is my bank data safe?+

We use Plaid to connect your accounts — we never see or store your bank credentials. All data is encrypted in transit and at rest.

How much does it cost?+

pf4000 starts at $8/month for up to 5 accounts, or $19/month for unlimited accounts and full features. No contracts — cancel anytime.

How often do balances update?+

Balances sync automatically once a day. You can also trigger a manual refresh anytime from the dashboard.

Can I track joint or shared accounts?+

Yes — you can connect accounts from multiple institutions and label them however you like. Great for couples or households.

What if I want to cancel?+

You can cancel anytime from your settings. No contracts, no cancellation fees. Your data is deleted within 30 days.

Do you support investment or retirement accounts?+

Yes — you can connect brokerage accounts, 401(k)s, IRAs, and other investment accounts. Balances update daily just like bank accounts.

Is there a mobile app?+

pf4000 is a responsive web app that works great on any device. No app to download or keep updated — just open your browser and go.

Can I export my data?+

Absolutely. You can export your full history as a CSV anytime from your account settings. Your data is yours.

What banks do you support?+

We support over 12,000 financial institutions across the US, Canada, and Europe through our Plaid integration — including all major banks and credit unions.

Ready to take control of your finances?

Your data stays yours — stored on a single server, not sold, not shared.

Get Started
pf4000 — built for people who just want a spreadsheet that's slightly better than a spreadsheet.